Cash Factory USA

Overview

Cash Factory USA strives to help people in Nevada meet their short term cash needs since 2012. We are a locally owned and operated business known for our outstanding customer service. We also lend online in multiple states though cashfactoryusa.com.

Need cash today? Is your payday not soon enough? A payday loan is a quick and easy solution. List of states where Cash Factory USA is the lender: California, Nevada, Utah. List of states where Cash Factory USA is a CSO and or a CAB: Ohio, Texas.

Loan Features

Cash Factory USA offers short-term loan and installment loan. A Short-Term Loan is small dollar loan (sometimes called a payday or deferred deposit loan) usually between $100-$1000 (depending on income and state laws) that is designed to help you pay for immediate expenses until your next payday. The loan balance is usually repaid on your next payday.

An Installment Loan is a multi-payment loan which allows you to repay the loan in scheduled equal payment amounts (the last payment may vary slightly). The number of installment payments that your loan is repayable in depends on the frequency of your income. Approval amounts are determined by the information provided on your application, state restrictions, underwriting and income.

Depending on your state, you may be eligible to extend or refinance your Short-Term Loan. Extensions are not applicable to Installment Loans:

California Residents – You may not extend your Short-Term Loan.
Nevada Residents – If you qualify, we may allow you to extend this Short-Term Loan up to four times as long as the total number of days from your first origination date and all your renewals are not over 90 days. Extensions are not applicable to Nevada Installment Loans.
Ohio Residents – Extensions are not applicable to Installment Loans.
Texas Residents – If you qualify, your third party lender may allow you to refinance your Short-Term Loan.
Utah Residents – If you qualify, we may allow you to extend this Short-Term Loan up to four times as long as the total number of days from your first origination date and all your renewals are not over 70 days.

Application Process

If you are a new customer please go to the Apply page and fill out our online application. After you press submit you will be notified within a few seconds if your application has been pre-approved. If you are a returning customer, visit here to take advantage of our quick application.

Easy to Qualify!
Complete Cash Factory USA easy application
Have a verifiable steady source of income
Government issued ID ( i.e. Driver’s License)
Verification of home address and phone number
Checking account

Repayment Terms

Loan Terms:
California Residents – Your loan term cannot exceed 31 days. Your maximum loan amount may not exceed $255. APR 207.6968%-1,287.7200%

Nevada Residents – Your loan term cannot exceed 35 days. Your maximum loan amount may not exceed $1,000 or the combination of Principal and Fees that equals 25% of your gross monthly income, whichever is less.

Installment Loans. Your maximum loan amount may not exceed $1,000 or the combination of Principal and Fees that equals 25% of your gross monthly income, whichever is less. Your loan term cannot exceed 90 days.
APR 343.1000%-1,823.5400%

Ohio Residents – Your loan term cannot exceed 180 days. Your maximum loan amount may not exceed $1,000. APR 378.1859-378.2883%.

Texas Residents – Your loan term cannot exceed 38 days. Your maximum loan amount may not exceed $1,000. APR 338.0052%-1,835.9130%.

Utah Residents – Your loan term cannot exceed 35 days. Your maximum loan amount may not exceed $1,000. APR 434.1762%-1,823.5400%.

Customer Support

support@cashfactoryusa.com
855-374-5626.

Cash Factory USA is located in Las Vegas, Nevada. 6965 S. Rainbow Blvd Suite 130 Las Vegas, NV 89118.

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